Personal Accident Insurance

IICT Australia members have access to a comprehensive Personal Accident coverage which includes cover for::

  • Contractors
  • Sole traders or business owners
  • Individuals looking for additional security to their employer’s workers compensation policy

Personal Accident insurance provides coverage for individuals who suffer an accident either while at work or outside. The policy is reduced by any Workers Compensation payment and does not cover any pre-existing conditions however outside of these limitations, any accident suffered will be within the policy.

There are 3 limit options to choose from:

Option 1

Option 2

Option 3

Death & Capital Benefits (lump sum benefit) $100,000 $200,000 $300,000
Weekly Accident & Sickness 75% of weekly salary up to $1,000 75% of weekly salary up to $2,000 75% of weekly salary up to $3,000
Benefit Period up to 104 weeks up to 104 weeks up to 104 weeks
Excess Period 14 Days 14 Days 14 Days

Apply for Coverage

Please call BMS today on 1800 290 981 to receive a quote for Personal Accident Insurance.